Fees and Charges

A fee charged when you make your first Purchase using Long Term Finance. This is $55.

An annual fee of $50 applied to your account in two 6 monthly instalments. (A fee of $25 applied to your Account on opening and every 6 months thereafter).

A fee charged every time you make a Long Term Finance Purchase, except where it is your first Long Term Finance Purchase (where an Establishment Fee will be charged). This is $35.

A fee charged by us when you withdraw cash. This is $2 from an ATM or $3 from a domestic teller plus there may be an access fee charged by the financial institution from where you made the withdrawal.

A fee charged by us when you withdraw cash. This is $3 from an ATM or $6.50 when you withdraw with the help of an international teller plus there may be an access fee charged by the financial institution from where you made the withdrawal.

A fee charged to cover our administration costs should you elect to cancel a Fixed Instalment before the final instalment is due. This is $0.

No International Transaction Fees. Excludes Cash Advances.

A fee charged to cover the replacement of lost, damaged or stolen Cards. This is $10. Where you ask us to courier the replacement Card to you, a courier cost plus an additional $3 fee will also be charged.

An annual fee charged to your Account for each approved Additional Cardholder. This is $0.

A fee (other than a Statement Copy Fee) charged to your Account each time a paper Statement is sent to you. This is $1.

A fee charged if you wish to be resent copies of historic Statements by post or email. This is $7.50 for up to 5 Statements, then $1 per Statement thereafter, payable on each require for additional Statement copies.

Payable on the variation of the repayment terms of your Account $16.50.